Nishna Valley Credit Union
200 Maple Street
Atlantic, IA 50022
(712) 243-6645

Home Loan Application

Thank you for taking time to visit our website and apply for a home loan. We understand that buying or refinancing a home can be stressful and sometimes difficult in today's environment. Our goal is to provide you with a favorable mortgage experience while maintaining consistent communication. The process is simple and straightforward.

  1. You will need 10-15 minutes to fill out the application. This includes personal information, job history and assets all entered via our secure website.
  2. The information is then analyzed by a mortgage professional to determine which program is in your best interest. Available programs are: conventional, FHA, VA, Rural Development
  3. Within 24 hours, a representative from Consumer Loan Services, LLC (CLS) will contact you to discuss your request. We are proud to have partnered with CLS to provide you multiple channels of mortgage options.
  4. Once a decision has been made, CLS will send your initial forms directly to you or to our branch location.
  5. Together we will sign the forms and proceed to complete the loan transaction.

We are excited to be a part of your mortgage experience and look forward to being the key to all your financing needs!

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